5 people arrested in Logroño, Villarreal and Palma for defrauding 200,000 euros with fraudulent online loans

5 people arrested in Logroño, Villarreal and Palma for defrauding 200,000 euros with fraudulent online loans

228 victims have been identified scattered throughout the Spanish geography and two records have been made in homes of Logroño, involving numerous physical documentation and computer supports directly related to the criminal acts.

The investigations began based on several complaints filed during the last quarter of last year by citizens of Zaragoza, who reported that several financial credit institutions that operate over the Internet had contacted them to demand the non-payment of small loans, contracted from illegitimately months before with your personal data.

HOW THEY OPERATED.

HOW THEY OPERATED.

The ideologist of the group preconceived the criminal plan, consisting of systematic online hiring of fraudulent loans, continuously and over time, on behalf of and using the personal data of third parties without their consent, in a scoreof financial credit institutions.

Firstly, it analyzed the different requirements of documentary type required to obtain the loans, referred to in the different Internet portals, being indispensable in all cases the personal documentation of the applicant.

To do this, he obtained the photographs of the DNI of the injured, devising a method consisting of

organize job interviews, for a supposed and never effective position offered in Zaragoza, by your company.

That is, the interviewees in search of a job gave their personal documentation for this purpose and then several photographs were taken, the reason for the interview being really the simple obtaining of this documentation.

Then, once he had these photographs in his possession, he falsified various additional documents (payrolls from the Public Administration, bank receipts, supply invoices, etc.), with the purpose of appearing to the highest possible degree of guarantee, based on the requirements of financial entities.

Thus, he requested consumer loans, usually of modest amount, on behalf of these people, supplanting their identity, submitting the necessary documentation and pretending to be the legitimate holder of the same.

These requests were made through Internet, using the contracting facilities that this means and that the financial entities themselves grant, and also used computerized masked connections in order to leave no identifying sign.

Although it was mostly modest loans, the large number of injured (228 have been accounted for) and loans contracted in each (usually three or four), makes the total fraud to the twenty establishments affected credit exceeds 200,000 euros, paying the amount of the same in bank accounts of various entities open ad hoc for this purpose.

These accounts were always in the name of the principal investigated or on behalf of persons of his full trust (the other four detainees, including his wife).

 

The money obtained was quickly arranged

The money obtained was quickly arranged

 when transferred to other accounts, reimbursed in cash at ATMs or used to recharge prepaid cards with which they made various purchases.

With regard to the victims, their names were inserted as debtors in the different files of unpaid in Spain, a fact that poses enormous difficulties when it comes to accessing any financing.

Even they were also taken to trial for these alleged defaults, by the financial credit institutions, ultimately harmed, with time, money, loss of financial reputation and mental burnout that this situation can entail.

Two registers have been practiced in Logroño, involving numerous physical documents and computer supports directly related to the criminal acts. The main detainee, after giving a statement at the police headquarters, was placed at the disposal of the judicial authority in Zaragoza, who decreed his immediate admission to prison.

 

Author Archives: Lali Sandiumenge

M6 against L7a9ed

L7a9ed is the transcription to the web language of the Arabic term lhaqed or Haked. It can be translated as “the pissed off”, the “outraged” or the “outraged”. It is the artistic name of the Moroccan rapper Muad Belghuat, known both for the strength of his songs and because he is one of the faces – or of the voices – best known of the protest movement February 20 that emerged last year to demand a change of true to King Mohamed VI, M6. Muad began rapping in 2006, but the lyrics of his songs became decidedly rebellious with the beginning of the Arab Spring: “Perded the fear. We are fed up with this regime. Wake up sleepy, look at the Egyptians, look at the Tunisians, anyone who …
see more

Freedom for Al Khawaja

Freedom for Al Khawaja

I was in Bahrain in 2007, maybe that’s why I do not forget it. I interviewed human rights defender Abdulhadi al Khawaja there and maybe that’s why I am worried and saddened by his situation. I also met Mohamed al Maskati, a very young activist then who would eventually become Abdulhadi’s son-in-law. Her two sisters-in-law, Maryam and Zeinab al-Khawaja, are two women of the flag. Maryam is one of the people in charge of the Bahrain Center for Human Rights, which her father presided over then. Zeinab is a well-known and tireless activist, on the street and in the network. Yesterday she was arrested before the prison-hospital where her father languished, determined to maintain a hunger strike that, after 58 days, …
see more

The # 29m in the network

I could not be on the ground, but I could be on the net. Cyberspace has been boiling all day and continues to cover extensively and live everything that happens. And the general strike day has been followed here and in many other places, from where information is retweeted and messages of support are sent. As I write, I read a couple of tweets from Egyptian Ahmah H. Aggour, @Pysherize. “Police fire tear gas and rubber bullets at demonstrators in #Barcelona,” he writes. “Let’s go to # Spain and let’s help #Barcelona.” Soon in the morning blogger Wael Abbas has written from Cairo, in Spanish: “The solidarity of Egypt to colleagues in …
see more

American Spring

The American spring has also begun. It was written today by the OccupyWallStreet portal and the banner of one of the protesters of the indignant movement who have paraded in New York to denounce the violence and police arrests. The protest has demanded the resignation of the police commissioner of the city, Ray Kelly, whom they blame for the abuse of power by the security forces and to carry out a dirty war against the Occupy movement, emerged last September, and the Muslim communities. I followed the demonstration live through the ustream and twitter account @OccupyWallSt, which collects and disseminates information about the movement. “I’m shocked but I do not …
see more

Anonymous against the Bahraini regime

Anonymous today announced Operation Bahrain in support of the democratic demands of Bahraini. “We ask the Bahraini authorities to put an end to human rights violations and stop arresting and torturing their citizens,” they say in the video with which they launched the operation. “We are anonymous. We are legion. We do not forgive. We do not forget. Government of Bahrain, wait for us. ” It is not the first time that this enigmatic global movement composed of hacktivists and netizens who act without leaders or organization is involved in the revolts of the Arab street. In January of last year they supported the protests in Tunisia and collapsed a few portals of the …
see more

Every Syrian, a journalist

Every Syrian, a journalist

Bashar al-Assad has turned every Syrian into a journalist. I said it a few days ago to the New York Times Abu Jaffar, an activist from Homs. And in the bloody war for the control of information, every citizen and journalist is an enemy. Abu Jaffar helped remove the bodies of the two informants who died last week during the bombing of a building in the neighborhood of Baba Amr, Mary Colbin and Rémy Ochlik. He recorded them on video and posted the images on the network. The building was targeted by Asad’s artillery because it was used by activists as an information center and perhaps betrayed by satellite transmitters that had been placed on the roof. Javier Espinoza, of the newspaper El Mundo, 

What exactly is the Euribor? What legislation regulates it? How is this reference interest rate on mortgages calculated? Is it falseable? These are some of the questions that the Legal Democracy Real Ya team has been asking for for some time now and which it is trying to answer in the #OpEuribor campaign that they launched this morning on the network. The operation against opacity and the suspicion that the calculation of the index that governs the interest rate paid for mortgage loans can be manipulated has a hashtag and a Twitter account, a Facebook page and a website – in Spanish , English, French and German- which tries to shed some light on how this benchmark index works, the …
see more

“I do not turn off my mobile phone waiting for bad news”

Tomorrow is a year since the beginning of the revolt in Bahrain and tension is increasing in the country as the anniversary approaches. Nothing seems to have changed since thousands of people gathered peacefully at the Pearl of Manama roundabout on February 14, 2011, three days after Hosni Mubarak’s fall in Egypt. Or yes, the situation is getting worse. Trapped in the complex web of regional and international interests, the intifada in this small archipelago of the Gulf is becoming entrenched in a spiral of protests and brutal repression that does not seem to have an end in the short term. Mohamed el Maskati is one of the most active and well-known human rights defenders in the country and one of the …
see more

The mothers of Tahrir

The mothers of Tahrir

I have been following live this morning the departure of the Egyptian mothers in Cairo. They have taken to the streets to defend the lives of their children and to protest the death of those who have lost. They have walked to the Parliament, while the men applauded and encouraged them watching them go by. They shouted a lot, chanting slogans against the military junta, which they demand that he leave power and put an end to the violent repression. “Stop murdering our children,” they have cried with indignation and pain. Thanks to Jazzkhalifa and Ahmed el Massry for rebroadcasting the protest by Bambuser, which could also be followed through the hashtags #egymothers and

Iaios in action

Most have a long past of activism linked to the struggle of the left and anti-Franco or the union and neighborhood movement. Many knew each other before, others have joined the group through friends. All are over 60 and some are approaching 80. Almost all are retired and have time, and, above all, a lot of desire and a lot of energy. They are the “iaioflautas” a group of activist grandparents that emerged in October in the heat of 15M and the encampment of Plaça de Catalunya and that each month organize a direct action on the street, which is more creative and daring. They began in November with the occupation of the Banco Santander office in Paseo de Gracia. This Wednesday, they occupied a bus in protest against the …
see more

 

M6 against L7a9ed

L7a9ed is the transcription to the web language of the Arabic term lhaqed or Haked. It can be translated as “the pissed off”, the “outraged” or the “outraged”. It is the artistic name of the Moroccan rapper Muad Belghuat, known both for the strength of his songs and because he is one of the faces – or of the voices – best known of the protest movement February 20 that emerged last year to demand a change of true to King Mohamed VI, M6. Muad began rapping in 2006, but the lyrics of his songs became decidedly rebellious with the beginning of the Arab Spring: “Perded the fear. We are fed up with this regime. Wake up sleepy, look at the Egyptians, look at the Tunisians, anyone who …
see more

Freedom for Al Khawaja

Freedom for Al Khawaja

I was in Bahrain in 2007, maybe that’s why I do not forget it. I interviewed human rights defender Abdulhadi al Khawaja there and maybe that’s why I am worried and saddened by his situation. I also met Mohamed al Maskati, a very young activist then who would eventually become Abdulhadi’s son-in-law. Her two sisters-in-law, Maryam and Zeinab al-Khawaja, are two women of the flag. Maryam is one of the people in charge of the Bahrain Center for Human Rights, which her father presided over then. Zeinab is a well-known and tireless activist, on the street and in the network. Yesterday she was arrested before the prison-hospital where her father languished, determined to maintain a hunger strike that, after 58 days, …
see more

The # 29m in the network

The # 29m in the network

I could not be on the ground, but I could be on the net. Cyberspace has been boiling all day and continues to cover extensively and live everything that happens. And the general strike day has been followed here and in many other places, from where information is retweeted and messages of support are sent. As I write, I read a couple of tweets from Egyptian Ahmah H. Aggour, @Pysherize. “Police fire tear gas and rubber bullets at demonstrators in #Barcelona,” he writes. “Let’s go to # Spain and let’s help #Barcelona.” Soon in the morning blogger Wael Abbas has written from Cairo, in Spanish: “The solidarity of Egypt to colleagues in …
see more

American Spring

American Spring

The American spring has also begun. It was written today by the OccupyWallStreet portal and the banner of one of the protesters of the indignant movement who have paraded in New York to denounce the violence and police arrests. The protest has demanded the resignation of the police commissioner of the city, Ray Kelly, whom they blame for the abuse of power by the security forces and to carry out a dirty war against the Occupy movement, emerged last September, and the Muslim communities. I followed the demonstration live through the ustream and twitter account @OccupyWallSt, which collects and disseminates information about the movement. “I’m shocked but I do not …
see more

Anonymous against the Bahraini regime

Anonymous against the Bahraini regime

Anonymous today announced Operation Bahrain in support of the democratic demands of Bahraini. “We ask the Bahraini authorities to put an end to human rights violations and stop arresting and torturing their citizens,” they say in the video with which they launched the operation. “We are anonymous. We are legion. We do not forgive. We do not forget. Government of Bahrain, wait for us. ” It is not the first time that this enigmatic global movement composed of hacktivists and netizens who act without leaders or organization is involved in the revolts of the Arab street. In January of last year they supported the protests in Tunisia and collapsed a few portals of the …
see more

Every Syrian, a journalist

Bashar al-Assad has turned every Syrian into a journalist. I said it a few days ago to the New York Times Abu Jaffar, an activist from Homs. And in the bloody war for the control of information, every citizen and journalist is an enemy. Abu Jaffar helped remove the bodies of the two informants who died last week during the bombing of a building in the neighborhood of Baba Amr, Mary Colbin and Rémy Ochlik. He recorded them on video and posted the images on the network. The building was targeted by Asad’s artillery because it was used by activists as an information center and perhaps betrayed by satellite transmitters that had been placed on the roof. Javier Espinoza, of the newspaper El Mundo, was also …
see more

#OpEuribor

What exactly is the Euribor? What legislation regulates it? How is this reference interest rate on mortgages calculated? Is it falseable? These are some of the questions that the Legal Democracy Real Ya team has been asking for for some time now and which it is trying to answer in the #OpEuribor campaign that they launched this morning on the network. The operation against opacity and the suspicion that the calculation of the index that governs the interest rate paid for mortgage loans can be manipulated has a hashtag and a Twitter account, a Facebook page and a website – in Spanish , English, French and German- which tries to shed some light on how this benchmark index works, the …
see more

“I do not turn off my mobile phone waiting for bad news”

"I do not turn off my mobile phone waiting for bad news"

Tomorrow is a year since the beginning of the revolt in Bahrain and tension is increasing in the country as the anniversary approaches. Nothing seems to have changed since thousands of people gathered peacefully at the Pearl of Manama roundabout on February 14, 2011, three days after Hosni Mubarak’s fall in Egypt. Or yes, the situation is getting worse. Trapped in the complex web of regional and international interests, the intifada in this small archipelago of the Gulf is becoming entrenched in a spiral of protests and brutal repression that does not seem to have an end in the short term. Mohamed el Maskati is one of the most active and well-known human rights defenders in the country and one of the 

The mothers of Tahrir

The mothers of Tahrir

I have been following live this morning the departure of the Egyptian mothers in Cairo. They have taken to the streets to defend the lives of their children and to protest the death of those who have lost. They have walked to the Parliament, while the men applauded and encouraged them watching them go by. They shouted a lot, chanting slogans against the military junta, which they demand that he leave power and put an end to the violent repression. “Stop murdering our children,” they have cried with indignation and pain. Thanks to Jazzkhalifa and Ahmed el Massry for rebroadcasting the protest by Bambuser, which could also be followed through the hashtags

Iaios in action

Iaios in action

Most have a long past of activism linked to the struggle of the left and anti-Franco or the union and neighborhood movement. Many knew each other before, others have joined the group through friends. All are over 60 and some are approaching 80. Almost all are retired and have time, and, above all, a lot of desire and a lot of energy. They are the “iaioflautas” a group of activist grandparents that emerged in October in the heat of 15M and the encampment of Plaça de Catalunya and that each month organize a direct action on the street, which is more creative and daring. They began in November with the occupation of the Banco Santander office in Paseo de Gracia. This Wednesday, they occupied a bus in protest against the …
see more